Wednesday, September 05, 2012

Isaac Is Gone

Power has been restored and Isaac is gone!  I was going to say the rain is gone, but today and last night it rained some more, and the forecast is for more rain.   I was without power from Tuesday evening when it went out for the second time until sometime Friday night.  Except for the actual day of the Hurricane, Wednesday I wasn't really at home anyway, I was at work Thursday (without power) and Friday (we had power when I went in that morning).  When I got home from work Friday around eight o'clock I had power at home.

I realized that I need a radio that works off of batteries to keep in contact with what's going on as far as the storm goes.  I used to have a small 10 inch television that I used, but when they switched to HD the TV no longer works.  Wednesday as I sat home with no power and the wind and rain just continually bearing down outside I wondered what was going on.  This storm seemed to be lasting an awful long time, which it was basically just sitting over us for most of the day.  But without power I had no idea.  I just knew that the wind and rain never seemed to let up.  It was sometime in the middle of the day that I heard part of the siding on my home tear away.  During a brief lull I ventured outside to see a corner of my roof peeled up and shingles all over the yard.  Somehow I managed to make a phone call during the storm and placed a claim with my insurance as the storm continued.

The insurance adjuster came out yesterday and said I need a new roof, plus some other damage.  I was very relived that he was very nice and basically didn't try to talk his way out of anything.  He saw the damage and said it needed fixing and wrote it all up that way.  I know after Katrina a lot of people had major fights with their insurance agents over when they would or would not cover.

I will say that I think the Hurricane deductible that insurance companies added to everyone's insurance after Katrina sucks.  My Hurricane deductible is 5% of the insurance on my dwelling.  I don't understand how insurance companies can get away with things like this.  For some people this type of deductible is pricing them out of being able to afford to fix their house.  You'd be better off putting the money you pay for insurance in a bank account and only touch it if something happens.  You'd probably have more money to do the repairs that way.  But if you have a mortgage you can't because the bank is going to make you have insurance.  It's a terrible circle.

Thursday after the storm we opened with no power and a generator powering one register.  We had about ten associates show up for work.  When a customer showed up the associate would walk them to what they needed and then bring them up to the register.  We were only open for hurricane supplies, if someone needed propane, flashlights, etc.  Even though I had some people that were bored and just wanted to come in to shop.  I didn't let them.  If you needed something for the storm you could come in.

A mini rant here:  If the power is out and the red lights are NOT working that means it is a four way stop.  Not to just drive through the red light as if it wasn't there now.  One road I swear a dozen cars just kept driving through the non working red light while we sat on the side street wanting to turn.

Well I think that's enough about Isaac.  It's over and gone, now it's time to move on.


Travis Cody said...

Sorry about your roof.

I know what you mean about insurance. I just went rounds about the difference between what my homeowners covered and what the association covered.

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